Ride sharing has exploded in popularity over the years. Though the person who sends a notification for a vehicle hopes to be able to enjoy a safe ride, it is possible to have a motor vehicle accident.
Depending upon the passenger's part in the accident, he or she may have a solid stand for a personal injury case. There are a few key elements to be aware of in regard to ride-share auto accidents.
In the eyes of the law, a ride-sharing service is a transportation service. Therefore, the transportation network company must meet the set requirements for a transportation company, and the transportation providers must meet certain standards as well. This includes having clear driving and criminal records and holding the necessary liability coverage for the vehicle.
By law, the transportation service begins as soon as a driver accepts a ride, and ends upon the rider exiting the vehicle. Drivers have different types of coverage, depending upon the level of service that they are providing. When drivers are not working, their personal insurance covers the vehicle. When drivers are working, they are covered by the ride-share company's coverage, as well as their own. Should a driver be in an accident, one of the two insurance providers serves as the primary source for any claims, and the other as a secondary. For instance, if an accident occurs while a driver is waiting for a rider request, the driver's insurance is primary, but once a driver receives the request, the company's insurance takes precedent.
Proper evidence is key for individuals who seek the greatest amount of compensation available. Arizona does have a comparative negligence law, which can affect the settlement amount that an individual receives. In short, if the court finds that an individual contributed to the accident, the judge may reduce the settlement amount by the individual's percentage of fault.
These are some of the key elements of a car accident involving ride-sharing. Someone who has suffered an injury in this type of collision may benefit from a consultation with an attorney before choosing the best option for going forward.