Ride-sharing has become very popular across the country. As the number of ride-share participants increases, so, too, does the number of possible auto accidents.
If you or a loved one has received an injury during an auto accident during a ride-share experience, a few details are important to the claims process. Here are some of the top facts to be aware of:
Insurer
Ride-share drivers receive insurance a few different ways, depending on their status. While drivers are working, the ride-share company’s insurance serves as their primary coverage, and when they are not working, their personal insurance protects them. Though the ride-share company does not provide any coverage when the drivers are on their own time, the drivers’ personal insurance providers may serve as secondary insurers during an accident while they are working.
The law
As a form of transportation, ride-share providers must abide by the laws that govern transportation services. Not only does the company have to follow the law, but the ride-share drivers must meet the set requirements as well, such as having a clean record and maintaining necessary insurance. In regards to a claim, it is important to understand the personal injury laws, too.
Evidence
The right evidence does not only help to prove a case, it can also help to reduce any comparative negligence claims and ensure that claimants receive the award they deserve. As with any auto accident, it is important to collect the information of all parties involved, as well as the contact information for any witnesses. Even if the drivers do not file an accident report, a passenger may do so to have the record on file. Medical records related to any treatment may be beneficial as well.
By understanding and adhering to these facts and following the filing process, claimants can build strong accident cases. For those considering filing a claim, it may be beneficial to consult with a knowledgeable attorney.
