If you look up the term "spendthrift" in a dictionary, you'll find that it refers to someone who isn't good at saving their money or spending it wisely. These people are not "thrifty," but very much the opposite. If there's money in their pocket, they'll spend it...
Imagine you have spent your entire life working hard to save and earn your money. Nevertheless, you are now too old and infirm to care for yourself and you need to move into a long-term care facility to benefit from round-the-clock medical care. Unfortunately, if you...
There's no way to "fool-proof" yourself against distracted driving. Indeed, anything can catch your attention and divert your eyes away from the road. However, there are some types of distractions that are avoidable and drivers need to do everything they can to...
Many people enjoy setting up a charitable remainder trust because it will ultimately benefit the charity of their choice. However, the primary reason why most estate planners create a trust like this is for the tax benefits.There are three primary tax benefits that a...
You have to get your child to school before 8 a.m. and you need to be sitting behind your desk at work before 8:30 a.m. Often, life responsibilities drive us to operate our vehicles at less-than-safe speeds. But is speeding really worth it?According to the following...
Every time you get behind the wheel, you risk getting into a life-altering crash. Of course, you'll probably get from "A" to "B" just fine without getting into a collision, and this is why driving a vehicle can seem so deceptively safe. In fact, one false move by a...
You marry them, you love them, they are the source of your inspiration and happiness, yet spouses can also be a serious threat to your children's inheritance. Whether it's your husband or wife, or your child's husband or wife, this person could, in certain contexts,...
There is no place like home. Still, when in the Phoenix area, you can come close to the comforts of home by booking a stay in a nice hotel. As you probably know, though, even with some research and planning, you cannot completely eliminate your odds of winding up in...
Modern drivers have grown up with excellent education and information about why drunk driving is dangerous and deadly, so they're less likely to do so compared to other generations. Conversely, young drivers may not have grown up learning about the dangers of...
One of the biggest mistakes that homebuyers make involves hunting for a home they can't afford. While it's true that a bigger, more expensive, more beautiful and better-located home could be more enjoyable for your family, it's vital to reign in your enthusiasm to...
