Being involved in a car crash can be an extremely stressful situation because it can affect so many different aspects of your life. When injuries occur, you might need to spend time in a hospital and may be unable to work for some time as a result.
Your insurance coverage should be able to cover these out-of-pocket expenses as long as you can show that you were not at fault. However, Arizona insurance payouts can become complex, and therefore disputes commonly arise. Therefore it is important that you are well-versed in how Arizona car insurance works.
How “at fault” rules work in the state of Arizona
Many states, including Arizona, have put in place an “at fault” system for car insurance. This means that for an insurance claim to be successful, it generally must be proven that a certain driver involved in the accident was at fault.
What is comparative negligence?
If an insurance dispute goes to trial, comparative negligence may be employed. This is when fault is applied to multiple parties, and each at fault party is assigned a certain percentage of fault.
What are the limits for insurance claims in Arizona?
The statute of limitations in Arizona for car accident compensation is two years. However, there are no specific limits on damages.
If you are in a dispute with an insurance company as a result of a car accident in Arizona, it is important that you understand your rights. An experienced Arizona car accident attorney can provide valuable guidance and help you seek the compensation you need and deserve.